Independent Mortgages Direct NE

Gary Howe

Qualified and experienced Mortgage Broker and Principle of IMDNE with over 30 years experience looking after retail mortgage customers. Authorised and Regulated by the Financial Conduct Authority (FCA Ref 301727) and a member of the Association of Mortgage Intermediaries (AMI).

Life Happens Mortgages featuring Gary Howe and Avril Dougade, mortgage advisers, with bold green text 'Life Happens Mortgages' and supportive bullet points, plus circular 'Made for Real Life Mortgages' badge.

Life Happens Mortgages – We’re Here To Help

A Mortgage Designed For Real Life Life doesn’t always go to plan. Illness, redundancy, relationship breakdown or other unexpected events can affect anyone’s finances. The Nottingham’s Life Happens Mortgage range recognises that customers can recover from past difficulties and demonstrate responsible borrowing behaviour, offering a more flexible approach for those who may not meet traditional […]

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Bank of England

Bank of England Holds Base Rate at 3.75% – Mortgage Rates Continue to Ease

Economic Update The Bank of England voted yesterday by 7 votes to 2 to keep the Base Rate unchanged at 3.75%, marking the fourth consecutive meeting without a change. Policymakers remain cautious, balancing inflation, which remains above the 2% target at 2.8%, against signs of a slowing economy. Although inflation is expected to peak at

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Welcoming Lyndsey Johnson

Welcome Lyndsey Johnson – Joining the IMDNE Team

🌟Exciting News🌟 Meet Lyndsey Johnson, our new Mortgage Administrator and a fantastic addition to the IMDNE team.  Lyndsey joins us following a successful career within the NHS, where she gained many years of administrative and customer service experience. Her background has equipped her with exceptional skills, attention to detail and a professional, caring approach that

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UK Government

New Pressure on Mortgage Rates – What Next !!

Why The Base Rate Was Held The Bank of England held Bank Rate at 3.75% because inflation risks remain finely balanced. Energy price uncertainty, global conflict and higher import costs could push inflation higher, while a weaker economy and softer labour market may reduce inflationary pressure. In simple terms, the Bank did not want to

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We Are Hiring

We Are Hiring

Now Hiring: Administration Assistant We are currently looking to welcome a dedicated Administration Assistant to join IMDNE as our business continues to grow. This is an excellent opportunity to become part of a fast-paced, professional mortgage advisory firm, supporting clients through one of the most important financial decisions of their lives. The role will involve managing client

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Bank of England

Bank Of England Holds Base Rate – Why Have Mortgage Rates Continued To Rise

Base Rate Held at 3.75% The Bank of England has held the Base Rate at 3.75% as it remains cautious about the outlook. Inflation is falling but still above the 2% target, and rising energy prices could push it higher again. The Bank is keen to avoid cutting rates too soon and reigniting inflation, while

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High Street Lenders Increase Rates

A Turbulent Week – Why Mortgage Rates Are Rising

Mortgage Rates Rise Again It’s been a turbulent week in the financial markets and this has pushed mortgage rates higher. Rising inflation concerns and global uncertainty have caused the money markets to increase “swap rates”, which lenders use to price fixed mortgages. As their funding costs rise, lenders quickly adjust pricing. Over the past few

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Mortgage Rates Rise Again

Has This Month’s Base Rate Cut Been Cancelled?

Mortgage Rates Rising Mortgage rates are rising again because financial markets now believe the Bank of England is less likely to cut interest rates in the near future. Swap rates used by lenders to price fixed mortgages and reflecting expectations of future interest rates have risen sharply over the past week, increasing lenders’ funding costs.

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Second Charge Loan

Using A Secured Loan To Borrow For Any Legal Purpose

Fast Flexible Funding Are you looking to raise money quickly to: Consolidate existing debts into one manageable payment? Complete home improvements or renovations? Buy a new car or motorbike? Pay a tax bill before the January deadline? A second charge loan secured against your home could help you access the funds you need without disrupting

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