Independent Mortgages Direct NE

Independent Mortgage Advice You Can Trust

Freephone: 0800 0350095

As Independent mortgage advisers based in Sunderland, we have been successfully helping clients and arranging mortgages and protection for over 21 years. With over 150 years of combined industry experience, you know you are in safe hands. Utilising state-of-the-art mortgage sourcing software, we can find the most appropriate mortgage deal available for your circumstances from 132 lenders offering over 20,000 mortgage products and ensure you are adequately protected.

To arrange a convenient time to speak with one of our highly experienced mortgage advisers, please schedule a telephone call, virtual meeting or face-to-face appointment at a time convenient to you using the Schedule An Appointment button below. Our regular office opening hours are 08:30 – 6:00 on weekdays, with out-of-office appointments and weekends available upon request.

Schedule a telephone call, virtual meeting or face-to-face appointment using the button below.

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What You Can Expect From
Independent Mortgages Direct NE

Support Throughout The Whole Process
Support Throughout The Whole Process
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We will help and expertly guide you from that initial thought through the advice and application process, then on to completion and beyond, answering your questions and addressing any concerns through expert and experienced advice. We can also deal with third parties on your behalf, such as estate agents, builders, valuers and solicitors, to help speed up the process and quickly achieve your ultimate goal - Your New Home
Save Time and effort
Save Time and effort
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Searching for the right mortgage can be time-consuming and overwhelming, with thousands of options. Let us do the hard work for you, comparing different mortgage options, rates, and terms to find the ones that best fit your needs and circumstances, then complete and submit the necessary documents accurately, reducing the chances of errors that could lead to delays or complications.
Independent Whole Of Market Advice
Independent Whole Of Market Advice
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We are Independent mortgage advisers with relationships with all lenders, including banks, building societies and private lenders, which allows us to provide you with a broader range of mortgage options. We can even offer exclusive mortgage deals that aren’t available on the high street. We are NOT Appointed Representatives of a network using a limited panel of lenders.
Expert Advice and Customisable Solutions
Expert Advice and Customisable Solutions
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We have been in business for over 21 years know the mortgage market, and can provide personalised advice and recommendations based on your financial situation and goals, helping you understand complex mortgage terms and make more informed decisions.
Regular Mortgage Reviews
Regular Mortgage Reviews
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We will do more than complete your mortgage and then leave you hanging; we will regularly review and manage the mortgage throughout its lifetime and complete a free review six months before your existing mortgage product expires to find a new deal to suit your future needs.
Flexible Appointments
Flexible Appointments
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Our regular office hours are 8:30-5:30, but we can work around your schedule, meeting in person, over the phone, or online, making the process convenient for you. Out-of-office appointments and weekends are available on request.
Secure Client Portal
Secure Client Portal
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Our client portal offers you a safe environment to control to keep up to date with your own personal and financial information, store documentation and keep up to date with the progress of your mortgage application.
Credit Score Consideration
Credit Score Consideration
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We know each lender's credit checking requirements, which platform they use and what is and isn't acceptable, which is how we help direct you to lenders more likely to accept and approve your mortgage application based on your credit history.
Home Buyers Protection
Home Buyers Protection
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Your home buying gift from us that offers £600 protection valid for 6 months to protect against:Conveyancing fees (Including fees for local authority searches) Survey and Valuation Fees Mortgage Arrangement Fees. When you instruct through IMDNE/Movin Legal to undertake the conveyancing work on your purchase, you are automatically covered. Terms & Conditions apply, click on the link to find out more.

What Our Clients Say

Lee Allen
Lee Allen
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I've only ever had a great experience with IMDNE and I'm a long standing customer. Gary is an excellent mortgage advisor who has his clients best interest at heart. I'd thoroughly recommend Gary and I've no doubt he'll be your adviser for life.
Claire Blackburn
Claire Blackburn
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Gary and his team provide a first class service. Friendly, professional and very knowledgeable of the market. They are very responsive and will keep you informed at all times. I wouldn’t hesitate to recommend Independent Mortgages Direct NE.
Abby Lawson
Abby Lawson
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Amazing company, Gary and the team are fantastic, they are always there to answer any question or query and constantly go the extra mile, nothing is too much trouble for them.
Kelly Beetham
Kelly Beetham
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I can’t speak highly enough of the professionalism and expertise Gary and the team have provided me for a number of years.Should you need financial advice with honesty and experience, look no further than IMDNE.
Connor Skelton
Connor Skelton
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Excellent service. Recently went through a house purchase, And Gary & Carla were there to help every step of the way! Offering great advice and helping with everything! Can’t be more thankful for the service they have provided. I will certainly be recommending them to friends and family. Can’t fault them one bit. Thanks again guys!.
Christopher Charlton
Christopher Charlton
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I was first introduced to Gary (IMDNE) 9 years ago by dad/grandad who have several properties, Gary has looked after their financial affairs for around 15 years and continues to do so, obtaining excellent deals/rates alongside sound financial advice, myself and my family always use IMDNE, they provide an extremely professional service and are on the ball when it comes to finding the best deals on the market…. We cannot speak highly enough of the hard work they do for us.
Sam Preston
Sam Preston
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If anybody is looking for a mortgage advisor, I would strongly recommend using Independent Mortgage Direct NE. From the first email I sent, Stewart & Carla have been incredibly helpful and reassuring. As first time buyers, we have had a lot of questions and unknowns, but thanks to the team, everything has been explained to us extremely clearly. We truly appreciate everything you have done.
Victoria Simm
Victoria Simm
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Stuart helped us with our very first mortgage when we didn't have a clue about anything and then helped us re-mortgage twice when the fixed rates expired, each time securing us great deals. We are now using him for our big house move to what we hope to be our forever home and the help from Stuart and all of the team has been second to none, everything has been explained clearly and paper work sent promptly with guides on what's needed. I would recommend Independent Mortgages Direct NE to everyone.
Roberta Caiazza
Roberta Caiazza
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If you're looking for a top-notch independent advice service that puts your best interests first, look no further. I am incredibly grateful for their assistance and couldn't be more satisfied with their services.
Leah Cowie
Leah Cowie
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Gary was amazing. As first time buyers he answered every daft question we had and supported us throughout. Even with increasing interest rates he found a great deal for us and made the whole process of buying a house so simple.
Alison Finn
Alison Finn
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Gary has helped and supported me with my various mortgages over ten years. I cannot fault him, his service, expertise, knowledge and friendly approach are second to none! Thank you Gary!
Susan Splevins
Susan Splevins
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Brilliant reliable service. Can't be beaten!!
Dawn Hanvey
Dawn Hanvey
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I would highly recommend Gary at IMDNE. I have used him for a few years now and have since recommend him to family/friends. Gary is always there to answer any questions I may have, he is very professional and knowledgeable which is why I feel confident leaving my mortgage in his hands.
Donna Clark
Donna Clark
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Gary has helped and supported me and my husband with our various mortgages over the years. We really cannot fault him, nothing is a problem to him where advice, expertise and knowledge is concerned. I would highly recommend Gary and his team.
Paul Blackburn
Paul Blackburn
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I have used Gary at Independent Mortgages Direct for over 15 years and he always has my best interest at heart. From fully explaining everything available to the most professional and understandable advice. I wouldn't go anywhere else, now my family and friends also trust Gary implicitly. Forever grateful for the service and care you give.
Marie Nigrelli
Marie Nigrelli
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I’ve dealt with Gary for over 25 years for a range of products. He’s trustworthy, knowledgable and is prompt with correspondence. I wouldn’t hesitate in recommending him to others.
Ian Benoliel
Ian Benoliel
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Fantastic business. Easy to deal with and very professional. We have trusted Gary Howe advising us on some big decisions for around 30 years. Excellent support and a friendly team who make the magic happen too.
Melissa Sweeney
Melissa Sweeney
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I would like to say a massive thank you to Gary at IMDNE. We have used this amazing company for a few years. It is great to have that peace of mind, trust and guidance from the team, especially in these worry times with the interest rates hike. Great communication and availability when needed. Thank you once again for the reassurance you have given us.
Emily Glover
Emily Glover
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I have taken out several mortgages over a period of 10 years with Gary Howe at IMDNE. The mortgages have been for both buy to let and private properties. Gary is a very experienced mortgage advisor, with an excellent knowledge of mortgage products and processes. Gary is responsive and reliable and I would highly recommend him.
David West
David West
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2nd time I have used Gary and his team and each time he has gone above and beyond to find the right product for us. Use them, you won't be disappointed.
Alexandra Fleming
Alexandra Fleming
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Gary at IMD has helped us secure and buy our last two properties and three mortgages, he has always been super helpful and gone above and beyond. He has his finger on the pulse with market predictions, fluctuations and risks, able to offer robust advise, enabling the customer to find the best most suitable deal. Our last house took 13 months to complete going through a painful probate process, Gary was a constant support throughout. I would recommend no other mortgage advisor, in the last year we would have been simply lost without him. We feel privileged to have found one of the best in his trade.
Jonny Smith
Jonny Smith
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I've dealt with Gary and the team now for 20+ years on all properties that I've owned and couldn't recommend them highly enough! Gary always provides practical, independent and sound advice and it's always delivered with good humour and a smile on his face! Communication is always responsive and nothing is too much trouble. If you're a first time buyer and unsure what you need to be doing or how the process works the team will have your back and will always be on hand throughout the whole process. I've lost count of the number of people I've recommended use their services and will continue to do so. Thanks again guys and see you on my renewal date!
Chloe Ainsworth
Chloe Ainsworth
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It's safe to say I've found the mortgage advisor I'll be using for life! Gary was absolutely spot on throughout the whole process in helping me secure a mortgage for my first property, using my help to buy ISA. He was easy to understand, approachable, extremely knowledgeable and took the stress out of the mortgage sourcing and application for me. Would recommend to everybody, and already have done to my friends and family. Brilliant service, thank you!
Louise Khan
Louise Khan
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I have used Independent Mortgages Direct NE for over 10 years not after being highly recommended by an executive in the Financial Services Industry. Genuinely, we’ve received nothing but exceptional service, amazing advice and very pro-active advice. These are a safe, reputable company whom I strongly recommend anyone to get in touch and use, as if you don’t you’re seriously missing out. Best in the business and I’m grateful to have them advising us.
David Gill
David Gill
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The service from gary is second to none, every interaction we’ve had over several properties bought has been professional, friendly and most importantly always made to feel like nothing is a problem. Excellent operator.
Louisa Ritchie
Louisa Ritchie
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Gary is amazing, he has been my mortgage adviser for years and since then have referred all of my family to him too! Professional and fantastic service! I also get regular email updates from him on the mortgage market which is very insightful.
Zoe Passfield
Zoe Passfield
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I have used IDMNE for many years for my various mortgage applications as well as general financial advice. They are always incredibly helpful, friendly and efficient and keep me informed at every stage of the process. Gary Howe has always dealt with my matters and knows exactly what my priorities are and makes sure that they are met. Always a stress-free process, 5 star service all round.
Courtney Liddle
Courtney Liddle
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Paul and his team have been amazing helping us purchase our 2nd rental property. Although we came across a few hurdles along the way, they were sorted quickly and smoothly. The team are very professional and great with communication. I would highly recommend and will definitely be using again in the future.
Sarah Bristow
Sarah Bristow
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I can’t thank Gary and his team enough for everything they did for me throughout the entire process. Gary always went above and beyond to ensure I was informed and had the best possible deal. I am so so grateful and I would recommend them in a heartbeat!! Thank you SO much!!
Ashley Cunningham
Ashley Cunningham
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We cannot possibly put into any words how absolutely fantastic this team is. Stewart and Carla have gone way above and beyond for us. The constant and ongoing support, advice and regular updates they have provided throughout has been utterly incredible! Would highly recommend 10/10!
Adam Wardropper
Adam Wardropper
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What a great service IMD NE provided to myself. From finding me the best mortgage offer there was out there to the most helpful solicitors. I didn't have one bit of hassle from start to finish. Big thanks to Gary Howe and his team.
Sean Jobson
Sean Jobson
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What a great company to work with not my first property and they make things so easy. 5 stars thank you
Nina Brooks
Nina Brooks
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I’ve used many mortgage advisors in the past, but I have to say there is not one whose service level comes close to Gary and his team ! I was against an extremely tight deadline and he went exceptionally above and beyond to make sure the deadline was met, 100% that he did tasks that were outside his job role. I cannot recommend them enough 🙏
Stevie Robb
Stevie Robb
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Top service, fully guided with what we had to provide and what we had to be doing - which is extremely important for first time buyers or anyone not regularly dealing in property. Being able to liaise with a mortgage advisor quickly and get a response you need quickly can hugely impact whether you can grab a property, if it's got other people interested. I'd most definitely feel comfortable relying on Gary and Carla in that situation. I am sure they will go the extra mile if there's any difficulties. Thanks both.
Elena Maria Tomita
Elena Maria Tomita
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For me is second time using their services. Both times we received great service. Neil was professional and always replied to our emails/phone calls right away. Before using them I tried with someone else and 4 weeks into the application we where still awaiting to hear back from the lender. Neil Harrison sorted everything out in just 5 working days.
Sarah Taylor
Sarah Taylor
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Neil and Carla have been such a huge help in sorting out our new mortgage/house insurance. They have always been so quick to reply and clear up any queries we've had. We've used Neil twice now and have been extremely happy with his service both times. We already have done and will continue to recommend him to anyone who needs a broker!
Adam Watson
Adam Watson
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An outstanding service with a very high value for clients.
SY
SY
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Extremely satisfied customer here. I dealt with Gary throughout and he has been an absolute lifesaver in my mortgage journey! His fast and reliable service across multiple lending products made the entire process smooth and stress-free. He was always just a call away, ready to answer any questions with patience and expertise. I couldn't have asked for a more supportive and efficient mortgage broker. Highly recommend IMDNE to anyone seeking a professional and legendary service!if you are looking for a broker then dont think twice and just go with IMDNE!
Lauren Spiller
Lauren Spiller
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Amazing experience from start to finish.We dealt with Stewart and Carla who literally went above and beyond for the best product for our forever home. Nothing was ever an issue. Their dedication and passion towards fulfilling their clients with the best advice and service was first class.I cannot recommend IMDNE enough. For anyone who is thinking about using these for your mortgage then absolutely do not think twice. Ive never had such friendly, professional understanding with so much knowledge given how stressful this was for us we had nothing but proactive communication and reassurance.Can actually confirm these brokers are the best within the North East Region and can hand on heart confirm this having this service to hand.
Sarah-Jane Tipper
Sarah-Jane Tipper
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Absolutly amazing and so easy to deal with taking all the stress out of applying for a mortgage I would highly recommend.
Imperium Partnership
Imperium Partnership
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Gary Howe is truly an expert in the field of mortgage advice. From my experience, he goes above and beyond to provide the best possible guidance tailored to your individual situation. What sets Gary apart from other advisors is his ability to look at the bigger picture. He doesn’t just focus on the short-term options, but rather takes into account what will benefit you in the long run.His knowledge and expertise in mortgages are second to none, and he’s the only advisor I’ve come across who genuinely considers your future financial well-being. I’m extremely grateful for his help, and I highly recommend him to anyone seeking reliable and thoughtful mortgage advice. Thank you, Gary, for your dedication and support!
Faye Slack
Faye Slack
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Gary is absolutely marvellous. He made the process so much easier and we had 100% confidence in letting him sort everything. He's very proactive and efficient and gets back to you within good time. We wouldn't of wanted anybody else and when we have to go through this process again, we will 100% be back in touch with Gary to help us. Not only does he know his stuff, he's super friendly and made us feel very at ease as first time buyers that had no idea what the process entitled. Thanks for everything Gary, you've been an absolute star!!!!
Tony McKenzie
Tony McKenzie
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I would just like to thank Gary and his team for providing us with a 1st class service, they not only look after or mortgages on our rental’s they also look after our home mortgage. Would definitely recommend as they go above and beyond.
Catherine Draycott
Catherine Draycott
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Gary at IMDNE has been invaluable. He has been able to answer all of my questions, above and beyond duty, and has been a friendly person to work with to boot. Thoroughly recommend!
Alex Markham
Alex Markham
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Couldn’t recommend Gary any more. If there was 6 stars I’d give him 6. Very fast responses to any queries. So helpful from start to finish in getting me on the housing ladder!

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