Independent Mortgages Direct NE

Two Brands One Mission – Precise & Kent Reliance Mortgages

Susan Baillie - Precise and Kent Reliance BDM

The Mission - Should You Choose To Accept

80% Ltd Co Buy To Let

95% - No Credit Scoring

Investing in buy-to-let properties through a limited company structure can offer several of the following advantages:

  1. Tax Efficiency.

  2. Limited Liability.

  3. Estate Planning and Succession.

  4. Flexibility in Ownership Structure.

Structuring buy-to-let investments through a Ltd Co can provide tax advantages, limited liability protection,  estate planning benefits, and flexibility in ownership structure, making it an attractive option for many property investors. It is essential to seek professional advice to determine whether this approach is suitable.

A high Loan to Value using a mortgage lender that does not rely on credit scores can be advantageous for the following reasons:

  1. Flexible underwriting for Credit-Challenged Borrowers.

  2. Alternative methods to assess a borrower’s creditworthiness.

  3. Flexible tailored Terms and Conditions.

  4. Rebuilding Credit if you have a less-than-ideal credit file.

When you have an element of adverse credit, using a mortgage lender that doesn’t solely rely on credit scores can be advantageous if you face challenges obtaining mortgage finance through traditional “High Street” channels, offering a route to homeownership at a higher loan to value that may otherwise be inaccessible.

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