Independent Mortgages Direct NE

Gary Howe

Qualified and experienced Mortgage Broker and Principle of IMDNE with over 30 years experience looking after retail mortgage customers. Authorised and Regulated by the Financial Conduct Authority (FCA Ref 301727) and a member of the Association of Mortgage Intermediaries (AMI).

Interest Rate Seesaw Green & Red

Lenders Fight For Market Share As Swap Rates Increase

Mortgage Rates Fall As we step into 2024, the mortgage lending sector is witnessing an intense battle for market share. This competition is unfolding against a backdrop of global financial pessimism, heavily influenced by current UK and world events. The uncertainty surrounding these events is shaping monetary policies, adding layers of complexity to an already […]

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Specialist Lending Story

Specialist Lending – Helping Clients Acheive Their Goals

Specialist Finance An amazing start to 2024 as our Specialist Finance Team, in partnership with Cambridge & Counties helps a client achieve their goal. We have has always been driven by a passion to see clients succeed, and this year, we’re already witnessing the remarkable value that tailored financial solutions can bring to ambitious projects. Specialist lending

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Lenders Cut Rate For 2024

January 2024 Kicks Off With A Bang As Lenders Slash Rates Early

The UK’s largest mortgage lender, Halifax, has slashed rates to remain competitive as major lenders compete to undercut each other.  This is excellent news for homeowners and mortgage borrowers for several reasons: Lower Monthly Payments Refinancing Opportunities Increased Buying Power Stimulating the Housing Market Help Ease Financial Stress Attract First-Time Buyers Market Competition Driving Down

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Bank of England

Bank of England Holds Base Rate At 5.25% While Swap Rates Fall Below 4%

Base Rate Held At 5.25% The Bank of England (BoE) Monetary Policy Committee voted again today to hold the Base Rate at 5.25% for the third consecutive month amidst concerns that stubborn inflation remaining more than double the BoE’s 2% target is starting to affect the wider economy with fears of a protracted slump or

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Lenders Cut Rate For 2024

Competition Mounts For Market Share In 2024 – Further Mortgage Rate Cuts

Nationwide Building Society has reduced selected rates across their range again today, the eleventh reduction in four months, as they try to remain competitive amidst stiff competition from several other lenders jockeying for market share into the first quarter of 2024. The tables below show further Swap Rate reductions in the last three weeks since

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Aldermore Ltd Co Buy To Let Specialists

Aldermore – Limited Company But To let Specialists

Excellent team meeting with David McKenzie, presenting Aldermore’s Buy To Let proposition with a flexible approach to underwriting for Limited Company applications. Many of their product features for serious landlords looking to build a portfolio in the most tax-efficient manner, including:  Tax Efficiency & Planning Personal Liability Estate Planning and Inheritance Access to Finance Flexibility

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Coventry Building Society

Coventry Champions Self Employed & New Build Mortgages

Great meeting today with Team Coventry Building Society’s Mark Simpkins and Phoebe Lenderyou, talking through this year’s market volatility and looking forward to proposition improvements and increased competition in 2024 through enhancements to their Self-Employed and New Build mortgage offerings backed by an exceptional average of eight days to offer current service levels. Self Employed

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