Mortgage Rates Rise Again It’s been a turbulent week in the financial markets and this has pushed mortgage rates higher. Rising inflation concerns and global uncertainty have caused the money markets to increase “swap rates”, which lenders use to price fixed mortgages. As their funding costs rise, lenders quickly adjust pricing. Over the past few […]
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Mortgage Rates Rising Mortgage rates are rising again because financial markets now believe the Bank of England is less likely to cut interest rates in the near future. Swap rates used by lenders to price fixed mortgages and reflecting expectations of future interest rates have risen sharply over the past week, increasing lenders’ funding costs.
Has This Month’s Base Rate Cut Been Cancelled? Read More »
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Base Rate – 3.75% The Bank of England has reduced the base rate to 3.75%, the lowest level in nearly three years, reflecting a slowing UK economy. Inflation has eased from recent highs, wage growth is moderating, and economic output has weakened, prompting the Monetary Policy Committee to cautiously support growth. While inflation remains above
Bank of England Cuts The Base Rate By 0.25% Read More »
Festive Opening Hours As 2025 comes to a close, we want to thank you for your continued trust and support this year. It has been a pleasure working with you, and we look forward to assisting you through 2026 and beyond. Wishing you a joyful festive season and a prosperous New Year! From all of
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Competition Drives Rate Reductions The Budget brought no surprises for the mortgage market, and lenders had already adjusted pricing in advance. With swap rates — the key driver of fixed-rate costs — largely unchanged, there’s been no immediate pressure to reprice. Any near-term changes are expected to be competitive rather than economic, driven by lenders
Budget 2025 – What It Means for Mortgage Rates Read More »
Property Conveyancing Service Buying/Selling/Re-Mortgage Choosing the right conveyancing manager is essential to ensuring a seamless legal process from offer to completion. A well-managed case, supported by a dedicated Concierge Service, delivers clear communication, proactive oversight and fewer delays — helping you move with confidence. At IMDNE, we partner with Movin Legal, a modern conveyancing platform
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Base Rate Hold – Close Call ! The Bank of England has held the base rate at 4% following a close 5–4 vote, marking its second consecutive pause as policymakers await the Autumn Budget and further progress on inflation. The decision signals continued stability, offering reassurance to homeowners after a turbulent period for interest rates.
Bank of England Holds Base Rate at 4% Read More »
2% Deposit – First Step Mortgage Saving a big deposit is often the biggest hurdle for first-time buyers. Newcastle Building Society’s First Step Mortgage makes it easier by requiring just a £5,000 minimum deposit. With up to 98% LTV, you won’t need years of saving before unlocking the keys to your dream home. The 5-year
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