Great catch-up today with John Ahmed and Sean Kelly from Movein Legal, sharing the launch and functionality of their new broker-friendly conveyancing platform that will speed up the conveyancing process, resulting in better outcomes for @IMDNE clients, including Local Searches ordered on Day 1 and £600 FREE Homebuyers Protection coupled with a promise that the […]
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Base Rate Hold – Close Call ! The Bank of England has held the base rate at 4% following a close 5–4 vote, marking its second consecutive pause as policymakers await the Autumn Budget and further progress on inflation. The decision signals continued stability, offering reassurance to homeowners after a turbulent period for interest rates.
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2% Deposit – First Step Mortgage Saving a big deposit is often the biggest hurdle for first-time buyers. Newcastle Building Society’s First Step Mortgage makes it easier by requiring just a £5,000 minimum deposit. With up to 98% LTV, you won’t need years of saving before unlocking the keys to your dream home. The 5-year
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Borrowers & Base Rates Markets currently expect just one further Bank of England base rate cut, with a move towards 3.5% considered possible next year. This limited outlook reflects persistent inflationary pressures, cautious economic growth, and the Bank’s reluctance to ease too quickly. For borrowers, this means mortgage rates may remain higher for longer than
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Finance Cost Relief Explained When it comes to Buy-to-Let (BTL) property ownership, how you structure your portfolio can have a major impact on the tax you pay. Since changes to mortgage interest relief rules, many landlords have found themselves facing higher tax bills when holding property in their own name. One alternative that has grown
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BoE Holds Base Rate at 4% – Why ? The Bank of England interest rates 2025 decision has seen the base rate held at 4%, as the Monetary Policy Committee voted to keep borrowing costs unchanged. For homeowners and buyers, this move highlights ongoing inflation concerns. Mortgage borrowers should consider whether their current deal remains
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Protect Yourself NOW ! Click On The Button Below TALK TO US TODAY Protect Your Mortgage as UK Unemployment Rises The latest government figures paint a worrying picture for UK households. The unemployment rate has climbed to 4.7%, with around 1.67 million people out of work. Job vacancies are falling below pre-pandemic levels, and forecasts
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What You Need To Know When you hear “gilt yields are rising,” it may sound technical, but the effect is simple – higher mortgage costs. Gilts (UK government bonds) drive swap rates, which in turn dictate how lenders price fixed-rate mortgages. With gilt yields now at levels not seen since the 1990s, mortgage rates are
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What You Need To Know The Bank of England (BoE) reduced the Base Rate by 0.25%, bringing it down to 4.00% – It’s lowest level since March 2023. This is the fifth cut since August 2024 and was narrowly approved in a 5–4 split vote, marking the first time in history that the Monetary Policy
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