Festive Opening Hours As 2025 comes to a close, we want to thank you for your continued trust and support this year. It has been a pleasure working with you, and we look forward to assisting you through 2026 and beyond. Wishing you a joyful festive season and a prosperous New Year! From all of […]
Christmas 2025 – Office Opening Hours Read More »
Competition Drives Rate Reductions The Budget brought no surprises for the mortgage market, and lenders had already adjusted pricing in advance. With swap rates — the key driver of fixed-rate costs — largely unchanged, there’s been no immediate pressure to reprice. Any near-term changes are expected to be competitive rather than economic, driven by lenders
Budget 2025 – What It Means for Mortgage Rates Read More »
Property Conveyancing Service Buying/Selling/Re-Mortgage Choosing the right conveyancing manager is essential to ensuring a seamless legal process from offer to completion. A well-managed case, supported by a dedicated Concierge Service, delivers clear communication, proactive oversight and fewer delays — helping you move with confidence. At IMDNE, we partner with Movin Legal, a modern conveyancing platform
Home Buyers Protection — £600 Free Cover Included as Standard Read More »
Base Rate Hold – Close Call ! The Bank of England has held the base rate at 4% following a close 5–4 vote, marking its second consecutive pause as policymakers await the Autumn Budget and further progress on inflation. The decision signals continued stability, offering reassurance to homeowners after a turbulent period for interest rates.
Bank of England Holds Base Rate at 4% Read More »
2% Deposit – First Step Mortgage Saving a big deposit is often the biggest hurdle for first-time buyers. Newcastle Building Society’s First Step Mortgage makes it easier by requiring just a £5,000 minimum deposit. With up to 98% LTV, you won’t need years of saving before unlocking the keys to your dream home. The 5-year
First Step Mortgage – 2% Deposit Read More »
Borrowers & Base Rates Markets currently expect just one further Bank of England base rate cut, with a move towards 3.5% considered possible next year. This limited outlook reflects persistent inflationary pressures, cautious economic growth, and the Bank’s reluctance to ease too quickly. For borrowers, this means mortgage rates may remain higher for longer than
Base Rate Forecast: Just One More Cut Priced In Read More »
Finance Cost Relief Explained When it comes to Buy-to-Let (BTL) property ownership, how you structure your portfolio can have a major impact on the tax you pay. Since changes to mortgage interest relief rules, many landlords have found themselves facing higher tax bills when holding property in their own name. One alternative that has grown
Buy To Let – Personal vs Limited Company Read More »
BoE Holds Base Rate at 4% – Why ? The Bank of England interest rates 2025 decision has seen the base rate held at 4%, as the Monetary Policy Committee voted to keep borrowing costs unchanged. For homeowners and buyers, this move highlights ongoing inflation concerns. Mortgage borrowers should consider whether their current deal remains
Bank of England Interest Rates 2025 – Rate Held at 4% Read More »
Protect Yourself NOW ! Click On The Button Below TALK TO US TODAY Protect Your Mortgage as UK Unemployment Rises The latest government figures paint a worrying picture for UK households. The unemployment rate has climbed to 4.7%, with around 1.67 million people out of work. Job vacancies are falling below pre-pandemic levels, and forecasts
Protect Your Mortgage As Unemployment Rises Read More »
