Now Hiring: Administration Assistant
We are currently looking to welcome a dedicated Administration Assistant to join IMDNE as our business continues to grow.
This is an excellent opportunity to become part of a fast-paced, professional mortgage advisory firm, supporting clients through one of the most important financial decisions of their lives. The role will involve managing client files, liaising with lenders and solicitors, and assisting advisers with mortgage applications from start to completion.
We are ideally looking for someone with previous administration or mortgage industry experience, strong organisational skills, and a keen eye for detail.
Whether you are experienced or looking to develop within financial services, this is a fantastic opportunity to build a long-term career.
If you are interested, please send your CV to gary@imdne.co.uk.
Why Mortgage Rates Are Still Rising Despite Calmer Markets
Lenders have temporarily withdrawn products due to sharp market volatility, driven by rapid increases in swap rates—circa 9–13% week-on-week in shorter-term pricing. This created uncertainty, forcing lenders to pause and reprice. Although swaps have since steadied, they remain higher than earlier in the month. As a result, lenders are still increasing mortgage rates to protect margins, manage pipeline risk, and reflect higher funding and hedging costs, which typically lag market movements.
Looking ahead, if inflation continues to ease and the Bank of England signals future base rate cuts, swap rates should gradually fall. However, ongoing economic and geopolitical uncertainty means lenders will remain cautious, with slow, incremental rate changes rather than sharp reductions.
27th March Swaps
20th March Swaps
Review Your Mortgage Now?
The short-term outlook for mortgage rates remains reasonably favourable if you are planning to review your mortgage soon. However, if financial markets remain volatile and inflation continues to rise, lenders may start increasing their Standard Variable Rates, particularly if the Bank of England raises the Base Rate to help control inflation.
If your mortgage deal ends within the next 3–6 months, it may be sensible to review your options now. Securing a rate early can provide protection if lenders increase pricing further. At IMDNE, we continually monitor lender rates right up until completion. If a lower rate becomes available, we automatically secure the improved deal, ensuring you never miss out on better terms.
