Independent Mortgages Direct NE

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Gary Howe

Qualified and experienced Mortgage Broker and Principle of IMDNE with over 30 years experience looking after retail mortgage customers. Authorised and Regulated by the Financial Conduct Authority (FCA Ref 301727) and a member of the Association of Mortgage Intermediaries (AMI).

Lenders Cut Rate For 2024

Competition Mounts For Market Share In 2024 – Further Mortgage Rate Cuts

Interest Rates, Mortgage Market /

Nationwide Building Society has reduced selected rates across their range again today, the eleventh reduction in four months, as they try to remain competitive amidst stiff competition from several other lenders jockeying for market share into the first quarter of 2024. The tables below show further Swap Rate reductions in the last three weeks since […]

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Aldermore Ltd Co Buy To Let Specialists

Aldermore – Limited Company But To let Specialists

Buy To Let /

Excellent team meeting with David McKenzie, presenting Aldermore’s Buy To Let proposition with a flexible approach to underwriting for Limited Company applications. Many of their product features for serious landlords looking to build a portfolio in the most tax-efficient manner, including:  Tax Efficiency & Planning Personal Liability Estate Planning and Inheritance Access to Finance Flexibility

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Coventry Building Society

Coventry Champions Self Employed & New Build Mortgages

Mortgage Market, New Build /

Great meeting today with Team Coventry Building Society’s Mark Simpkins and Phoebe Lenderyou, talking through this year’s market volatility and looking forward to proposition improvements and increased competition in 2024 through enhancements to their Self-Employed and New Build mortgage offerings backed by an exceptional average of eight days to offer current service levels. Self Employed

Coventry Champions Self Employed & New Build Mortgages Read More »

Eleven Downing Street

Autumn Statement – Chancellor Forecasts Sub 2% Inflation In 2025

Inflation, Interest Rates, Mortgage Market /

Inflation Forecast In today’s Autumn Statement (for Growth), Chancellor Jeremy Hunt said the Government was on track to reducing debt, cutting taxes, and controlling inflation. With inflation down from 11.1% when he and Prime Minister Rishi Sunak took office to 4.6%, he went on to say the Office for Budget Responsibility (OBR) has forecast inflation

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Four High Street Lenders Offer Further Rate Reductions

Swap Rates Stabilise As Lenders Offer Further Rate Reductions

Interest Rates /

Chancellors Autumn Statement Following last week’s figures for inflation and stabilisation of the Swap Rates, some lenders have started to offer further rate reductions ahead of Chancellor Jeremy Hunt’s Autumn Statement tomorrow.  This pivotal Autumn Budget will lay out the government’s policy, budget changes, and economic outlook, providing forecasts often used by business planners for

Swap Rates Stabilise As Lenders Offer Further Rate Reductions Read More »

Inflation Graph To October 2023

Inflation Falls, Swap Rates Down – Mortgage Rate Cuts On The Way ?

Inflation, Interest Rates /

The Office for National Statistics (ONS) released figures today showing better-than-expected figures for inflation, which fell sharply from 6.7% in September to 4.6% in October. The sharp fall in inflation is mainly attributed to another fall in energy prices.   The sharp fall in inflation justifies the Bank of England (BoE) Monetary Policy Committee’s decision to

Inflation Falls, Swap Rates Down – Mortgage Rate Cuts On The Way ? Read More »

New Build Update From AI

New Build Update – Mortgage Advice From Artificial Intelligence

New Build /

INDEPENDENTMortgages Direct NE All too often, clients buying a New Build property say, “The Builder is insisting I use their mortgage adviser”, which usually leads to a further discussion around why we are  “Independent” and “Whole of Market”. We are not part of a Mortgage Network working from a limited panel of lenders, have no ties with

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Leeds 80% Ltd Co BTL

Leeds Building Society Limited Company Buy to Lets

Buy To Let /

Newly Established Companies Accepted Great meeting today with Jacqui Weddell and Martese Carton from Leeds Building Society, going through the benefits of their Limited Company Buy to Let offering. Minimum Valuation £50,000 No Minimum Income Requirements Up to 80% Loan to Value Available For Properties With An EPC “C” or Higher Up to 4 Shareholders/Directors

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