Product Summary Accord Mortgages has launched a new product tailored for those taking their first steps into homeownership today. To be eligible, at least one applicant must be a first time buyer, defined as someone who has never owned a property before. Additionally, applicants must have a minimum deposit of £5,000. Here are the critical details of […]
£5k Deposit Mortgage For First Time Buyers Up To 99% LTV Read More »
Base Rate: 5.25% Inflation: 3.4% Average House Price: £285,000 Bank Of England MPC – Why They Are Wrong It’s a glaring disgrace that the Bank of England’s Monetary Policy Committee (MPC) has voted 8-1 to turn a blind eye to the genuine financial struggles facing the public despite a noticeable drop in inflation. With inflation
Base Rate Held At 5.25% As Inflation Falls To 3.4% Read More »
The Mission – Should You Choose To Accept 80% Ltd Co Buy To Let 95% – No Credit Scoring Investing in buy-to-let properties through a limited company structure can offer several of the following advantages: Tax Efficiency. Limited Liability. Estate Planning and Succession. Flexibility in Ownership Structure. Structuring buy-to-let investments through a Ltd Co can
Two Brands One Mission – Precise & Kent Reliance Mortgages Read More »
Lenders Increase Rates This week, a wave of lenders increased their rates upward, driven by unexpected inflation figures. As consumer prices returned above initial forecasts, lenders faced heightened operational costs and increased risk exposure. To maintain profitability and safeguard against inflationary pressures, these lenders are compelled to adjust rates accordingly. What Next For The Bank
Lenders Increase Rates As Swap Rates Remain Steady Read More »
Ex-Pat & Foreign Currency Residential & Buy-to-Let Mortgages In today’s global market, navigating the intricacies of mortgage offerings can often feel like traversing a complex maze. However, amidst this complexity, there are gems to be found with lenders’ propositions tailored to meet the diverse needs of potential homeowners and property investors. One such gem is Dudley
Ex-Pat Foreign Currency – Residential and Buy to Let Mortgages Read More »
Bridging Finance – Flexible Solutions Great meeting between Paul Mansell and Annaliese Melvin from Glenhawk, a leading name in bridging finance, who has recently unveiled a comprehensive range of new products designed to cater to diverse property scenarios. Whether you’re a seasoned property investor, a developer, or a homeowner looking for financial solutions, Glenhawk’s latest
Glenhawk Offers Flexible Bridging Finance Solutions Read More »
Increased Affordability For First Time Buyers Excellent team meeting today with Victoria Goodman, discussing how many first-time homebuyers need help determining if they can afford their dream house, particularly in light of soaring property prices. In a unique and bold move, TSB has introduced new products to their mortgage range, specifically designed to improve initial
TSB Increases Affordability For First Time Buyers Read More »
Tracker Mortgages – Time to Get Out? Economists and financial experts analysing the mortgage market recommend that now might be the best time to switch from a variable-rate mortgage. This advice comes after approximately 77,900 homeowners opted for variable-rate mortgages in 2023, the highest number since 2017. Currently, the lowest available tracker mortgage rate is
Has The Bank Of England Waited Too Long To Cut Rates? Read More »
Great meeting with Keith Smith from Paymentshield, who revealed insights into their Top 5 Claims, showcasing exactly why their NEW increased policy limits are a game-changer for your financial security. The new policy limits bring a golden opportunity to ensure your Buildings and Contents are covered adequately, safeguarding your treasured possessions against the unexpected. Don’t
Paymentshield Increase Policy Limits Read More »
Excellent team meeting today with Lucy Hall, discussing how HSBC has emerged over the last six months as a formidable force in the mortgage market, significantly influencing lending trends and interest rates. This period has seen the banking giant expand its mortgage offerings and introduce competitive rates that have benefitted borrowers. HSBC’s strategic moves have enhanced
HSBC’s Pivotal Role in Shaping the Mortgage Market Read More »
