Independent Mortgages Direct NE

Gary Howe

Qualified and experienced Mortgage Broker and Principle of IMDNE with over 30 years experience looking after retail mortgage customers. Authorised and Regulated by the Financial Conduct Authority (FCA Ref 301727) and a member of the Association of Mortgage Intermediaries (AMI).

Rise In House Prices

Enhanced Affordability For Borrowers As Swap Rates Fall Below 4%

Rate Reductions Continue Continued reductions in swap rates have further lowered lenders’ fixed-rate mortgage products. With increasing competition, lenders may continue cutting rates to undercut rivals and attract more customers. This decline in mortgage rates has not only heightened competition but also improved affordability for borrowers. As competitive pressures drive borrowing costs down, consumers benefit from

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Atom Bank 95% New Build With 5% Builders Incentive

ATOM Bank Launch 95% LTV For New Build Houses In Greater London & South East

Policy & Criteria Changes for New Build Houses Policy Change Atom Bank has launched products designed to help people in Greater London and the South East acheive theit homeowner dreams by enhancing affordabioty and increasing the Loan to Value (LTV) limits for New Build houses within the postcode prefixes listed below.   Greater London SM,

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Lender Rate Reductions

Lenders Drop Rates As Swap Rates Stabilise

Mortgage Rates Reduced Following the election, the swift rise in swap rates led many lenders to increase their mortgage rates. This strategic move was designed to protect against potential future borrowing costs. However, as swap rates stabilised, lenders grew more confident in the market’s equilibrium. This newfound stability enabled them to reduce mortgage rates, benefiting

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Base Rate Held At 5.25% While Inflation Meets 2% Target

Base Rate Held At 5.25% Bank of England’s (BoE) Monetary Policy Committee (MPC) again voted 7-2 to maintain the current Base Rate at 5.25% for the seventh consecutive month despite inflation falling further to their 2% target. This decision was again followed, as in previous months, by initial promises of an imminent rate reduction. However,

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Digital Mortgages

Near Prime With Digital Mortgages

Digital Mortgages Announces Exciting New Policy Changes for Near Prime Products Digital Mortgages by Atom Bank believes that those with less-than-perfect credit deserve more options in the market. Their Near Prime range is designed to help individuals and families who might have faced financial difficulties in the past. With these policy changes they are committed

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