An Automated Valuation Model (AVM) can be beneficial prior to taking a mortgage as it provides a quick, cost-effective, and reliable estimate of a property’s current market value. This information helps borrowers determine their loan-to-value (LTV) ratio, understand potential borrowing limits, and assess their eligibility for specific mortgage products. Additionally, it assists in making informed decisions when refinancing, securing a better interest rate, or evaluating equity release options. AVMs also reduce the need for a physical valuation, saving time in the mortgage process.