First Step Mortgage – 2% Deposit

Saving a big deposit is often the biggest hurdle for first-time buyers. Newcastle Building Society’s First Step Mortgage makes it easier by requiring just a £5,000 minimum deposit. With up to 98% LTV, you won’t need years of saving before unlocking the keys to your dream home. The 5-year fixed rate provides stability and peace of mind, so you can focus on enjoying your new home.